How to save money with a membership

Is a membership cost effective?

  We live in the Dallas area.  Our family loves having tons of big-city things to do, but I hate spending the big city prices!  Lots of things here – the zoo, the aquarium, indoor play structures, and more – have a daily rate and a membership option.  So is a museum membership cheaper than buying one-day tickets? I’m excited…

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Why and how to use a high-interest savings account

High-yield savings hacks

  In my student loan hack and swagbucks savings articles, I talk about using a high-interest savings account.  These methods are both about taking advantage of higher returns on money that you need to keep easily accessible.  Using a high-interest savings account is key to making your money work for you!  This article will cover the basics of why you…

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Meal planning to maximize savings

The best way to meal plan

It’s no secret that meal planning is a huge money saver.  When you know whats for dinner, you are less likely to eat out or run to the grocery store and spend more money on food you probably don’t need.  I love meal planning, and it has made a world of difference in our budget and in our diet! Today…

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The student loan hack every undergrad should know about

  As a rule, pretty much every financial adviser ever will tell you to stay away from student loans at all costs!  And, for the most part, I agree with them.  But sometimes, especially for graduate students, a student loan is the only way to finance an education.  We were super glad we did our undergraduate degrees without any student loans!  However, we…

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Using Swagbucks to increase your monthly savings

Swagbucks is an online reward site that is pretty well known in the survey/online rebate world.  Swagbucks works as an affiliate and then gives part of their kickback to you, the user. You are NOT going to get rich using Swagbucks.  It CAN help with some of your regular expenses and earn you a little extra every month if you are…

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The right way to use your credit cards

Best way to use your credit cards

Once upon a time, we were told to freeze our credit cards in a block of ice to stop us from using them.  While I appreciate the intention, we live in a world where credit card use is pretty much required.  The key to credit card use isn’t to avoid credit cards, but to use them wisely. Credit cards provide consumers with…

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