5 Budgets for Every Style

Hello! I know it’s been radio silence over here for the last few weeks.  We had a house fire and so we’ve been in survival mode.  We still have lots of recovery to do, so in the mean time, here are some great budgeting methods to check out.  If you are trying to figure out how to budget, or have…

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How to: Data Bars in Excel

I’m going to teach you some easy excel tricks to make your budget look amazing while adding sweet functionality to make budgeting fun and easy. If you’ve seen my family budget, you might have noticed the awesome bars on my numbers.  These are called data bars and they can be a great tool for assessing your budget and spending habits at a…

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Using Swagbucks to increase your monthly savings

Swagbucks is an online reward site that is pretty well known in the survey/online rebate world.  Swagbucks works as an affiliate and then gives part of their kickback to you, the user. You are NOT going to get rich using Swagbucks.  It CAN help with some of your regular expenses and earn you a little extra every month if you are…

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The right way to use your credit cards

Best way to use your credit cards

Once upon a time, we were told to freeze our credit cards in a block of ice to stop us from using them.  While I appreciate the intention, we live in a world where credit card use is pretty much required.  The key to credit card use isn’t to avoid credit cards, but to use them wisely. Credit cards provide consumers with…

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Setting up a basic budget in excel

Note: if you don’t have excel, you can create a spreadsheet using google docs.  Google sheets (the spreadsheet product through docs) is very similar to excel and provides the same functionality described below.  In addition, google docs are available anywhere you have internet, which can make budgeting even easier!  As promised, I’m here to walk you through setting up an excel…

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How I Budget

This is a sample of what my personal budget spreadsheet looks like.  I’m sharing it with you today to show you how to budget in excel!  Disclaimer: This is not our actual budget, but it is a duplicate of the spreadsheet that I use for our budget.  I’ve been using excel to budget since I first went away to college.  I…

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Setting Financial Goals

Goals! Do you love them? Hate them? I always like to have something to work towards. When it comes to money, most people have a general idea of what they want out of life. Somewhere nice to live, maybe a new car, maybe just financial stability. It’s nice to know what you want, but without meaningful steps to achieve your…

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Finance 101: What is a Budget?

Don’t freak out! Some people are terrified of budgets, others loathe them, but when it come down to it, the secret to financial success is budgeting! Budgeting does not have to be stressful. A well-designed budget will give you more financial freedom, not less.  Today lets talk about a beginner finance question – what is a budget and how do…

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What is “Family Finances?”

Welcome to Family Finances!  After we finished college, I started doing all the reading and research I could on personal finances, investment, and debt repayment.  I learned lots, but I found that most personal finance websites a geared towards singles or couples.  As a young mom with two kids, my monthly budget looked totally different.  Family Finances is a community…

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