Budgeting as a Couple

Budgeting as a couple

I think I’ve mentioned in passing that my husband and I do a budget meeting together every Sunday night.  This meeting has been pivotal in our marriage and our finances, so I thought I’d write a little bit about how we structure that meeting and why it works for us.  Finances can be such a struggle in marriage and we…

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How I keep my groceries under budget

How I keep my groceries under budget

One of our budget categories that seems to get out of control easily is groceries!  It surprises me how one extra trip in a week can throw my budget wildly out of wack.  The grocery budget is one of the few categories I can decrease easily with better management, so I’ve found that having some tricks for keeping under control…

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How I manage my savings account

Savings Account Management

I’ve written a little bit about savings accounts before.  We are starting to branch out our savings and investment strategy, and I thought it would be a good time to write about how we manage our everyday, primary-use savings account! How we use our main savings account Our primary savings account that we access regularly holds money for a variety…

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Meal planning to maximize savings

The best way to meal plan

It’s no secret that meal planning is a huge money saver.  When you know whats for dinner, you are less likely to eat out or run to the grocery store and spend more money on food you probably don’t need.  I love meal planning, and it has made a world of difference in our budget and in our diet! Today…

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Using Swagbucks to increase your monthly savings

Swagbucks is an online reward site that is pretty well known in the survey/online rebate world.  Swagbucks works as an affiliate and then gives part of their kickback to you, the user. You are NOT going to get rich using Swagbucks.  It CAN help with some of your regular expenses and earn you a little extra every month if you are…

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How I Budget

This is a sample of what my personal budget spreadsheet looks like.  I’m sharing it with you today to show you how to budget in excel!  Disclaimer: This is not our actual budget, but it is a duplicate of the spreadsheet that I use for our budget.  I’ve been using excel to budget since I first went away to college.  I…

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Setting Financial Goals

Goals! Do you love them? Hate them? I always like to have something to work towards. When it comes to money, most people have a general idea of what they want out of life. Somewhere nice to live, maybe a new car, maybe just financial stability. It’s nice to know what you want, but without meaningful steps to achieve your…

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